Employee Benefits: The Less You Weigh, The Less You Pay?
With health care costs rising more each day, employers are constantly looking for ways to lower their expenses and give employees incentives for healthy behaviors. Whole Foods has launched a new program for their employees called the Team Member Healthy Discount Incentive Program. All team members currently get a 20% discount on Whole Foods products. But now they will have the opportunity to get higher discounts (up to 30%) based on health measures like blood pressure and BMI. So the healthier you are, the more of a discount you'd be eligible to receive.
The program is totally optional, so anyone choosing not to participate will still get the standard 20% discount. In a letter to employees, CEO John Mackey outlined the details of the program. There are various discount levels: bronze, silver, gold and platinum based on an employee's blood pressure, cholesterol, BMI and nicotine use.
This program is drawing a lot of criticism for a number of reasons. Opponents argue that BMI is not a good measure of health (since someone who is very healthy but muscular can have a high BMI). They also argue that controlling discounts based on health means that more "unhealthy" people won't get the same access to the healthy products Whole Foods sells- even though they might need them the most.
For many companies, I think the time has come to start getting creative to control health care costs. But is this a good way to go about it?
What do you think? Is this a good idea or does it make you uncomfortable?
The program is totally optional, so anyone choosing not to participate will still get the standard 20% discount. In a letter to employees, CEO John Mackey outlined the details of the program. There are various discount levels: bronze, silver, gold and platinum based on an employee's blood pressure, cholesterol, BMI and nicotine use.
This program is drawing a lot of criticism for a number of reasons. Opponents argue that BMI is not a good measure of health (since someone who is very healthy but muscular can have a high BMI). They also argue that controlling discounts based on health means that more "unhealthy" people won't get the same access to the healthy products Whole Foods sells- even though they might need them the most.
For many companies, I think the time has come to start getting creative to control health care costs. But is this a good way to go about it?
What do you think? Is this a good idea or does it make you uncomfortable?
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Comments
Beyond that, I think it rewards/penalizes symptoms and risk factors rather than actual health. Having a high BMI does not give someone diabetes and heart disease. Someone can have perfect numbers and yet catch every new virus that comes around, overtrain and injure themselves frequently, and a lazy worker. So a healthy, hard-working person with a higher BMI gets no discount while the skinny slacker in the next cubicle who calls in "sick" on Monday or Friday often enough for others to joke about it gets a discount. That's where it fails to live up to what it seems to encourage. - 2/1/2012 12:43:00 PM
I can see raising prices if a person smokes as that is a choice. Of course eating bad foods is a choice too but things like cholesterol, high blood pressure and diabetes are also heriditary. I think its pretty unfair. Like a lot of other folks said, I know plenty of "healthy" people who are not so healthy, but yet because their BMI is low they do not have to pay higher costs. I also asked my husband if people who had a BMI that reflected that they were underweight also had to pay more since that is also a health risk. He said that they do not have to pay more. Also at his company union employees do not have to have testing done or pay more.
What is funny is that this company runs my husband and their employees into the ground. They are currently understaffed so many nights at home are spent doing work late into the evening. How does that leave anyone with a choice to work out?? The stress is high which also affects BP! Its a no win situation all around. - 2/8/2011 9:36:45 PM
Another opinion that I have is that I would not feel comfortable shopping at a place that encourages weight discrimination, even while I am trying to lose weight. - 5/7/2010 2:09:02 PM
Currently my state health insurance is changing. Starting next year all smokers will not be able to get the 80/20 plan and will have to get the 70/30 plan. In 2011, those whose BMI is 40% or higher will also be forced to get the 70/30 plan. I am obese and have done my bmi and luckly at 33% and hope to be in the overweight category before 2011.
I do agree that BMI is a bad way to figure out if a person is healthy or not. Since Whole foods is testing different things I hope that the BMI is not the only factor in their program. For ours, BMI is the only factor being looked at which I think is wrong. Another issue for Whole Foods and for our own state. Who is going to pay for the tests to check BMI and so on? If it comes out of my pocket I will be very unhappy! - 2/20/2010 11:41:11 AM
- 2/14/2010 9:00:29 AM
The older you get the better they want your health to be. My husband is 57 years old. BP has to be lower than 129/70 his was 130/70. We have to pay extra. Cholesterol has to be below 130 his was 150 we have to pay extra.
Our Doctor will not put him on meds, but we have to pay extra!
The plan is called voluntary if you don't participate you have to pay extra also. Coverage was reduced and the plan cost more. He loses 1.25 per hour in pay for new plan the old one use to be paid by the employer.
They will chip in for a health club plan. He would rather get back the 1.25 per hour and pay for his own plan.
I work at a health club, some times people have heart attacks and even strokes, just because they fall under the (fit) guide lines does not mean that they will live forever.
We need to get the chemicals out of our foods like MSG that make our children over weight. We don't take time to cook, and school lunches are void of nutrition.
People do you really want your employers involved in your personal lives also? It always sounds good until you do not have a choice! You can be healthy without the incentives that will only give the Insurance companies the benefits.
Take your own responsibility! You have loads of resources. Get a friend and go for a walk. Learn to cook! Put your families first. - 2/14/2010 2:07:40 AM
The important thing about this plan is that it isn't so much a punishment as an incentive to turn it around. They are using the natural inclination of humans to work towards a goal. I wish there was a whole foods near me so I could support them. The more I hear of their management the more I wish more companies would emulate it!! - 2/11/2010 9:03:13 AM
lth/articles/051128/28waist.htm
The National Institutes of Health recommends that men with waists measuring 37 inches or greater and women with waists larger than 31.5 inches modify their lifestyles to reduce their waists and resulting health risks. - 2/9/2010 4:39:03 PM
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